Buying your home in Denia Javea or Moraira
Buying a property in Spain is a dream that sometimes can turn into a nightmare. When purchasing a property do not allow your heart to rule your head. A stunning view could be an expensive luxury that you may never enjoy if the property from where you see it is illegal or is not fit for purpose. However, there is someone, with experience and integrity, who can guide you successfully through the process. We will carry out, in conjunction with your Spanish lawyer, the necessary legal and fiscal checks to ensure that what you are buying is exactly what it says on the tin.
Before choosing a property you should first explore what type of lifestyle you want to enjoy. Do you want a holiday home, a permanent family home or a retirement home? The glorious views from a stunning villa on a remote hilltop are not worth a jot if you need to be close to work, schools and shops. That pretty town house in the centre of that picturesque village where they only speak Spanish may not be the bargain it seems if you are not willing or capable of embracing the Spanish culture and language. The location and the amenities it has to offer is important but also important is the type of property you want to buy. Do you want an apartment, a town house or a villa? Do you want a private property or one that is located on a community. Then all you have to do is fit it all into your budget. There are numerous variables that effect your choice of property and we can help put them into perspective.
What is it going to cost?
Apart from the price of the property there are a number of fees and taxes associated with the processs of purchasing a property in Spain. Our fees are paid for by the vendor. In Spain all property transactions must be legally registered and notarised. The fees and taxes associated with this process amount to approxiamately 10% of the sale price and are paid by the buyer.
It is highly recommended that you engage the services of a Spanish lawyer (abogado) and we can recommend several reputable lawyers that you can trust to advise and assist you through the legal process. Lawyers fees are paid for by the buyer.
We can also assist you if you are seeking a mortgage but we are not mortgage brokers. Mortgage providers will conduct a survey of the property but for the peace of mind you may want it is recommended that you engage a qualified surveyor to conduct a comprehensive structural survey on your behalf.
What happens after the deal is signed, sealed and dusted?
We can also advise you on your obligations regarding non-resident or resident taxes, local taxes, community charges and the utility bills you will have to pay throughout the year. We can recommend a fiscal representative (assesoria) to look after your fiscal and tax affairs.
If you are a non-resident property owner our property management and lettings subsidiaries can look after your property and generate income by letting your property while you are not in Spain.
We are always available to help our clients throughout the buying process. We believe that the more informed you are the easier the buying process is. You can find more useful information through the Buyers' Section menu to the right or you cantact us direct..